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CFPB spares self-hosted crypto wallets from new fintech regulations – TON BOT

CFPB spares self-hosted crypto wallets from new fintech regulations

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The Consumer Financial Protection Bureau has finalized a rule expanding oversight to fintech payment apps while excluding self-hosted crypto wallets. This decision has been praised by blockchain advocates as a win for DeFi. The rule targets large nonbank payment platforms to protect consumer data and prevent fraud, but will not regulate self-hosted wallets or stablecoins. This move avoids legal battles and promotes Web3 infrastructure development. The focus remains on regulating traditional fintech apps to ensure consumer protection and privacy.

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