Halborn has completed a re-audit of Ripple’s XRP Ledger lending protocol, finding no critical or high-risk flaws. The review focused on code changes for fixed-term loans and Single Asset Vaults. Ripple addressed all reported findings as the protocol expands towards lending and institutional DeFi tools. The protocol aims to support on-chain, uncollateralized loans using pooled funds, with a focus on underwritten credit and fixed terms. Ripple continues to expand the utility of the XRP Ledger beyond payments.

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