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Crypto lending rates vary based on fixed or variable APRs, interest accrual timing, and how borrowing costs correlate with LTV, volatility, and capital usage. Fixed APR loans have set rates, while variable APR loans adjust based on market conditions. Platforms like Clapp offer credit lines with interest only on withdrawn funds and a variable APR tied to real-time LTV. Industry analysis emphasizes the importance of understanding interest structures in cryptocurrency lending.
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