Category: crypto

Stablecoins have evolved into a key component of global payments, with the market cap doubling to $232 billion in the past year. U.S. regulation is becoming more serious, with proposed bills aiming to ensure safety without stifling innovation. Enterprises are increasingly adopting stablecoins for faster, cheaper transactions. Mass adoption and regulatory maturation are the next…

In a guest post by Konstantin Vasilenko, the challenges of buying cryptocurrency for first-time buyers are highlighted through the story of Kamal from Indonesia. The complex and confusing process often leads to frustration and abandonment. The ideal buying process should be simple, transparent, user-friendly, and fast to encourage mass adoption of cryptocurrency.

Ripple Labs and its XRP token are in a legal battle with the SEC over allegations of selling XRP as an unregistered security. A potential resolution is expected by April 16, which could impact crypto regulation in the U.S. Ripple has continued to expand despite legal hurdles, acquiring Hidden Road for $1.25 billion in 2025.

DeFi has grown into a complex ecosystem of lending markets, stablecoin networks, and liquidity pools, with around $88 billion locked. New risks like sudden liquidity crunches, stablecoin depegs, and cascading liquidations can emerge. Monitoring tools like Aave Risk Analytics and Curve Risk Analytics help identify and manage these risks. Whale investors can also impact market…

China retaliates to Trump’s tariffs with a 125% tariff on all American goods. Despite losing the U.S. market, China remains confident in surviving and thriving without the U.S. President Trump’s tariffs have led to market losses, pushing countries closer to China. Bitcoin is seen as a market hedge amidst geopolitical tensions.

US Senators Tillis and Hickenlooper reintroduced the PROOF Act to prevent digital asset custodians from mixing customer funds with institutional or proprietary capital. The bill mandates monthly third-party inspections of custodial reserves to prevent failures like the collapse of FTX. Non-compliance would lead to civil penalties, aiming to ensure transparency and security.

The 2025 State of Crypto Holders Report found that 55 million US adults own crypto, with 76% saying it has improved their lives. The survey, conducted by The Harris Poll, showed a diverse demographic range of holders, with increasing ownership across all income levels. Respondents also expressed interest in education and support for regulation.

The Bank of England’s Financial Policy Committee raised concerns about the risks stablecoins pose to UK financial stability due to poor oversight and asset backing. They are developing regulatory regimes to ensure stablecoins can meet redemption requests and maintain parity in volatile markets. The committee also highlighted concerns about asset quality and foreign denomination of…

Standard Chartered, OKX, and Franklin Templeton have launched a pilot trading platform for institutional clients to use crypto and tokenized money market funds as collateral. Brevan Howard Digital is one of the first firms to participate. The program operates within the Dubai VARA framework and aims to meet institutional security and regulatory standards.

Long-term investors are increasing their holdings amid market stress, while short-term sellers are reacting by selling off their assets. This trend suggests confidence in the long-term prospects of the market despite current fluctuations.